Real estate small business loans

Your company is unique, and finding a financial partner that understands your strategy and model can help you get the financing you need. That’s why brokerages, investors, and agents trust SmallBusinessLoans with their real estate business financing. Our lenders take the time to learn about your company so they can create a financing plan based on your needs.

Some brokerages need to cover payroll during slow seasons or to increase marketing and advertising, while others want to expand and are looking to purchase a new office location. Agents that have a booming business may need more signs, staff to help with open houses, training and certifications, and to refresh furniture for staging, while brokers that acquired an existing business may need to renovate and refresh the brand. The agent would do better with a short-term business loan while the broker would benefit from a business expansion loan. There are real estate business loans that can be used to increase advertising budgets, pay contractors, get deposit money to bridge cash flow gaps, and more.

If you’re in the market for a real estate business loan, we take the guesswork out of the process. Click here and enter some information about your business to get matched in seconds with partners that specialize in real estate business loans. 

There are multiple types of real estate business loans; it’s just a matter of matching the financing solution to your situation. Here are a few of the financing options you can get through our financing partners.

• Short-term business loans: Real estate businesses may require quick access to funds for covering unexpected expenses, seizing an investment opportunity, or addressing urgent business needs. Short-term business loans offer a timely solution to fulfill your immediate business needs and are typically repaid within a year or less.
• Working capital loans: These loans are designed to help real estate brokers manage their daily expenses including payroll, advertising costs, office supplies, training expenses, certification, and more. Working capital loans can provide the necessary funds to cover these costs and maintain a steady cash flow for your business.
• Business bridge loan: A bridge loan is a short-term loan used to bridge a temporary gap in funding. It’s designed to cover payments for a specific purchase or an existing obligation, while you wait for longer-term funding to come in.
• Renovation loans: For investors who have rental units or a brokerage that wants a refreshed reception area, there are real estate business loans to cover renovating or upgrading your business and owned properties.

Our partners offer real estate business loans that you can use for various purposes:

• Renovate or upgrade existing properties
• Purchase new properties
• Cover expenses including rent, utilities, certifications, and insurance
• Refinance existing debt
• Hire additional staff
• Invest in marketing and advertising 
• Expand the business into new areas or markets
• Cover legal fees
• Invest in new technologies or software to streamline operations

The requirements to qualify for a real estate business loan vary by financing provider. Traditional lenders, credit unions, government agencies, and alternative online lenders are all going to have certain minimum requirements that applicants need to meet to get funded. These may include a minimum amount of time in business (i.e., six months to a year), a minimum amount in annual revenue, and an established credit score (from poor to excellent).

Regardless of the amount of time you’ve been in business, your annual revenue, and your FICO score, SmallBusinessLoans has solutions for you through our extensive network of trusted partners. Click here to see your matches now.